William Sturge


Although William has retired as a partner, he continues to provide his services to the firm as a consultant. He has advised on insurance and reinsurance claims on behalf of reinsurers, reinsureds and their insureds, both in the UK and worldwide. He has conducted insurance and reinsurance litigation and arbitration, acted in professional indemnity and all forms of financial lines matters and in international trade matters. William has also provided non-contentious insurance and reinsurance advice, usually with an international context.

William has regularly advised on insurance law issues arising out of insolvency situations. William has also acted as an expert witness in overseas proceedings involving issues of English insurance law.

William has been recommended in the field of insurance, reinsurance and professional negligence by Legal 500 and ranked as a Leading Lawyer in the field of reinsurance by Chambers Guide to the UK Legal Profession. William is also a member of the Chartered Insurance Institute and is qualified in Australia (NSW).

William speaks Spanish and French.

William has been active in insurance and reinsurance law for over 35 years, having qualified in 1984 at Ince & Co. He subsequently qualified and worked in Australia for three years. On returning to London, William became a Partner at Waltons & Morse where he remained for 10 years. He moved to Lawrence Graham’s insurance and reinsurance group before joining Carter Perry Bailey in 2009.

Contentious Practice

On the contentious side, William has advised on reinsurance coverage disputes, both in the live and legacy areas. He has handled many disputes in the Commercial Court, in arbitrations and internationally, which have often involved conflicts of laws issues. He has particular experience of reassurance and insurance coverage and defence disputes relating to financial lines insurances of all kinds, including Bankers’ Blanket Bonds, financial institutions professional negligence and computer crime, D&O, property damage, business interruption, political violence, terrorism and both marine and non-marine war risks.

William has regularly assisted insurance and reinsurance brokers and their clients with collecting “difficult” claims and on disputes over brokers’ accounts and commissions.

Non-contentious practice

A substantial part of William’s practice has involved advising on non-contentious matters, including the establishment of overseas insurance entities in the UK and structures for overseas insurers to provide cover for UK insureds. He has advised on the drafting of many forms of agreement between market participants and intermediaries, from coverholder agreements to commutations, as well as on policy drafting. He has also advised insurers and brokers on sanctions compliance.

Chartered Insurance Institute

The Mozart [1985] 1 Lloyd’s Rep 239 - Liability of a charterer for delays caused by the port’s defective loading equipment.

The Mineral Transporter (Ibaraki Maru) [1986] AC 1 - Scope of negligence under law of New Zealand.

Punjab National Bank v de Boinville [1992] 1 Lloyd’s Rep 7 - Whether an individual employee of an insurance broker can assume a personal duty of care to the client.

Barber v Imperio Reinsurance (UK) Limited 15 July 1993 CA - Whether a reinsurer had lost its ability to avoid in consequence of affirmation.

Napier v Hunter [1993] AC 713 - Subrogation and allocation of recoveries between insured, primary and upper layer underwriters.

County NatWest v Pinsents [1994] 3 Bank L.R. 4 - Solicitors’ negligence in drafting a receivables financing agreement.

Excess Ins Co v Allendale Mutual Ins Co [2001] 1 Lloyd’s Rep IR 524 - Whether the service of suit clause is a submission to jurisdiction

Hamishmar v First City [2010] Lloyd’s Rep IR 215 - Extent of a reinsurance broker’s duty to provide information and account, during the claims collection process.

Sharon’s Bakery v AXA UK [2012] Lloyd’s Rep IR 164 - Alleged non-disclosure of events in the insured’s prior dealings with its lender. Whether the insured used fraudulent means and devices in claiming under its fire insurance.

Legal 500
  • “Very responsive, sharp, trustworthy, and always willing to think laterally”
  • “brilliant”
  • “…expertise includes war risks, bankers’ blanket bond, terrorism insurance and challenging cross-border claims”
  • “…provides a powerful intellectual assessment”
  • “…stands out for his ‘ability to devise and implement strategies’”
William Sturge

About Us

Carter Perry Bailey LLP is a specialist law firm, practicing in both contentious and non-contentious insurance and reinsurance, commercial litigation and arbitration and trust & fiduciary disputes.

Our Contacts

Carter Perry Bailey
10, Lloyd's Avenue

+44 20 3697 1900

+44 20 3697 1911